Kufera Consulting, Inc., a property-casualty actuarial consulting and statistical practice founded in 1994, currently provides actuarial statements of opinion and reserving expertise to insurance companies country-wide. The firm also provides pricing, profitability and research support as needed to firms of all sizes across the United States. Competitive research and filing support are also areas of considerable experience for the firm. In addition, the professionals who will serve you also have significant recent experience providing services to or on behalf of state insurance departments. We have recently performed the necessary actuarial functions with regard to financial examinations for the insurance departments in the District of Columbia, Florida, and Pennsylvania. All actuarial work is performed by Fellows of the Casualty Actuarial Society, and we take pride in our ability and responsibility to effectively communicate the results of our analyses to those relying on our work. Statistical work includes design of experiments, multi-variate and regression analysis, and sample size/power calculations. Our masters level statistician has extensive research and analysis experience, and is widely published. A current list of client companies is available upon request.